Do you even know what an ACH is?!

I guess in the US a lot of people are paid via transfer and their employer uses an ACH. But how many of these people will initiate an ACH?

So... my idea is that this message probably did not work well with most since they would not even understand the subject.

Well... at least they spelled the "Canceled" correct (one "l" in American English.)

Oh! And ACH means Automated Clearing House. Transfers between banks... in 2002, $21.7 trillions! More info on Wikipedia http://en.wikipedia.org/wiki/Automated_Clearing_House

Subject: ACH Payment 9254549 Canceled
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Payment Notification #99874541

The ACH transaction (ID:99874541 ), recently initiated from your checking account (by you or any other person), was canceled by the other financial institution.

Rejected transaction

Transaction ID: 99874541

Reason for rejection: See details http://nacha.org/report/99874541/detailisphp?n=9276 5656 Sunrise Valley Drive, Suite 100 Herndon, VA 20171 (703)561-1100 2011 NACHA - The Electronic Payment Association